Hi, I just wanted to express my thoughts. I don't know whether to laugh or cry at my current situation. We've only been waiting a few months for the due date of the loan I took out—and to this day, I still haven't made a proper payment.
It's like this… My girlfriend and I have been together for a long time and we have two children. Finally, we decided to get married. Of course, I also wanted to make her happy. So when she said she wanted a grand wedding, I automatically agreed. She said it would only happen once. She said she wanted something memorable, like something from a movie.
So, I found a way. I didn't want to disappoint her. I also didn't want to embarrass her. To be honest, I didn't really have enough savings for a grand wedding. But for her, I took out a big loan—P500,000 from an acquaintance. To make sure I could get the loan, I even mortgaged the house that I had already invested in. Yes, the house that cost P1.6 million. A house that would hopefully be our family's home forever.
Now, I only have two months left. I still don't have anything to pay. I'm stressed every day. Especially since I might lose the house. It hurts to think that after one day of a grand wedding, this is the replacement—fear, nervousness, and so much pressure. I can't even tell my husband because I don't want us to fight. But honestly, I want to ask him: Is it really worth it?
I don't blame him, but I wish he had thought about our future. If he had just agreed to a simple wedding, there wouldn't have been this problem. A simple wedding is okay as long as it's fun, right? Love is not measured by how much it costs. But because I wanted to make him happy, I gambled everything. Even our house, I almost lost it.
Now, I'm just thinking about what I can do. I want to fight, I don't want to just give up. There are nights when I can't sleep thinking about where we'll live if we lose our house. But I have to be strong for my family. Especially our two children. I don't want to see them suffer because of a decision I didn't think about first.
So for those who are planning to get married, I hope this can be a useful lesson. It's not bad to dream of a beautiful wedding, but life after marriage is more important. Marriage is only one day, but the obligations are for a lifetime. Hopefully, we will choose more practical and humane decisions.
For me now, I don't know if this is a happy ending or just a lesson learned. But one thing is for sure: I will do everything I can to not lose my family home. And if I have to start over, I will—with a stronger plan and more open communication with my husband.
