{"id":40287,"date":"2025-02-07T11:23:20","date_gmt":"2025-02-07T03:23:20","guid":{"rendered":"https:\/\/www.gr888.co\/?p=40287"},"modified":"2025-02-07T12:13:29","modified_gmt":"2025-02-07T04:13:29","slug":"sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto","status":"publish","type":"post","link":"https:\/\/www.gr888.co\/en\/review\/40287","title":{"rendered":"SC Justice says PhilHealth is BANCRUPT; Recto denied"},"content":{"rendered":"<div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-282ab9d3\" data-vce-do-apply=\"all el-282ab9d3\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-fc499312\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-fc499312\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-fc499312\"><div class=\"vce-single-image-container vce-single-image--align-center\"><div class=\"vce vce-single-image-wrapper\" id=\"el-22ef2af2\" data-vce-do-apply=\"all el-22ef2af2\"><figure><div class=\"vce-single-image-figure-inner\" style=\"width: 1920px;\"><div class=\"vce-single-image-inner vce-single-image--absolute\" style=\"width: 100%; padding-bottom: 48.8021%;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"vce-single-image\"  width=\"1920\" height=\"937\" srcset=\"https:\/\/www.gr888.co\/wp-content\/uploads\/2025\/02\/sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto-320x156.jpg 320w, https:\/\/www.gr888.co\/wp-content\/uploads\/2025\/02\/sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto-480x234.jpg 480w, https:\/\/www.gr888.co\/wp-content\/uploads\/2025\/02\/sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto-800x390.jpg 800w, https:\/\/i0.wp.com\/www.gr888.co\/wp-content\/uploads\/2025\/02\/sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto.jpg?resize=1920%2C937&#038;ssl=1 1920w\" src=\"https:\/\/i0.wp.com\/www.gr888.co\/wp-content\/uploads\/2025\/02\/sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto.jpg?resize=1920%2C937&#038;ssl=1\" data-img-src=\"https:\/\/www.gr888.co\/wp-content\/uploads\/2025\/02\/sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto.jpg\" data-attachment-id=\"40291\"  alt=\"\" title=\"sc-justice-nagsabing-bancrupt-na-ang-philhealth-itinanggi-ni-recto\" data-recalc-dims=\"1\" \/><\/div><\/div><figcaption hidden=\"\"><\/figcaption><\/figure><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-faaf36a1\" data-vce-do-apply=\"all el-faaf36a1\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-a5a72302\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-a5a72302\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-a5a72302\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-028aa631\" data-vce-do-apply=\"all el-028aa631\"><p><span style=\"font-weight: 400; font-size: 14pt; font-family: helvetica, arial, sans-serif;\">Supreme Court (SC) Associate Justice Amy Lazaro-Javier revealed that the Philippine Health Insurance Corp. is said to be \"bankrupt\". (PhilHealth) based on the report of the Commission on Audit (COA). In oral arguments related to PhilHealth's controversial P89.9 billion fund transfer, Lazaro-Javier emphasized the agency's non-compliance with Section 11 of the Universal Health Care (UHC) Act. The law states that the expansion of benefits and reduction of members' contributions must be prioritized before investing with surplus reserve funds. However, PhilHealth reportedly prioritizes investments over improving services.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-ef49f9e4\" data-vce-do-apply=\"all el-ef49f9e4\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-ee122b2a\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-ee122b2a\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-ee122b2a\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-9c56b7ca\" data-vce-do-apply=\"all el-9c56b7ca\"><p><span style=\"font-weight: 400; font-size: 14pt; font-family: helvetica, arial, sans-serif;\">According to Deputy Treasurer Eduardo Anthony Mari\u00f1o III, the accumulated income of PhilHealth in 2023 has reached P464.29 billion, which has been invested. But Lazaro-Javier countered this by saying that PhilHealth's reserve fund is lower compared to its actuarial estimates from 2021 to 2023. He also quoted the COA report showing that PhilHealth's ability to continue as a \"going concern\" is in jeopardy if its unfunded liabilities are not met. Because of this, he criticized the wrong priority of the agency in using the fund.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-7ca4eb75\" data-vce-do-apply=\"all el-7ca4eb75\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-9dde7946\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-9dde7946\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-9dde7946\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-c4bb82fc\" data-vce-do-apply=\"all el-c4bb82fc\"><p><span style=\"font-weight: 400; font-size: 14pt; font-family: helvetica, arial, sans-serif;\">Although Finance Secretary Ralph Recto denied that PhilHealth is bankrupt, he admitted that Insurance Contract Liabilities (ICL) was the main issue in the COA report. The ICL refers to PhilHealth's obligations for future bills, resulting in a huge capital deficit that reached P1.128 trillion by December 2023. Despite this, the Solicitor General declared it legal to transfer PhilHealth's surplus funds to the National Treasury as a temporary solution to fund important government programs.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-c4e4a398\" data-vce-do-apply=\"all el-c4e4a398\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-dbf98d23\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-dbf98d23\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-dbf98d23\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-1a43ea59\" data-vce-do-apply=\"all el-1a43ea59\"><p><span style=\"font-weight: 400; font-size: 14pt; font-family: helvetica, arial, sans-serif;\">Meanwhile, President Marcos Jr. linked the resignation of Emmanuel Ledesma Jr., former head of PhilHealth, due to the difficulty of transitioning from the private sector to public service. He was replaced by Edwin Mercado, an expert in health care and hospital management. The new leadership is expected to focus more on improving services despite the issues facing the agency.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-a15b0cae\" data-vce-do-apply=\"all el-a15b0cae\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-db43f219\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-db43f219\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-db43f219\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-b69442fe\" data-vce-do-apply=\"all el-b69442fe\"><p><span style=\"font-weight: 400; font-size: 14pt; font-family: helvetica, arial, sans-serif;\">According to PhilHealth data in 2024, pneumonia was the top condition reimbursed by the agency, which reached P11.9 billion from 648,355 claims. This is followed by dengue fever, acute gastroenteritis, and other diseases such as stroke and anemia. Despite these services, it remains a challenge for PhilHealth to restore public trust while dealing with financial and funding system issues.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>IIbinunyag ni Supreme Court (SC) Associate Justice Amy Lazaro-Javier na \u201cbangkarote\u201d na umano ang Philippine Health Insurance Corp. (PhilHealth) base sa ulat ng Commission on Audit (COA). Sa oral arguments kaugnay ng kontrobersyal na P89.9 bilyon fund transfer ng PhilHealth, binigyang-diin ni Lazaro-Javier ang hindi pagsunod ng ahensya sa Seksyon 11 ng Universal Health Care [&hellip;]<\/p>","protected":false},"author":4,"featured_media":40291,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"no-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"topbottom","share_float_style":"share-normal","show_share_counter":"0","show_view_counter":"1","show_featured":"0","show_post_meta":"0","show_post_author":"0","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"0","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"5","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"footnotes":""},"categories":[110],"tags":[109],"class_list":["post-40287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-headline-news","tag-headline-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SC Justice nagsabing BANCRUPT na ang PhilHealth; 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